Credit and Loans
Petal® 1 “No Annual Fee” Visa® Credit Card: A Smart Choice for Credit Builders
Explore the benefits and features of the Petal® 1 “No Annual Fee” Visa® Credit Card
Petal® 1 Visa® Credit Card
Build Credit, No Fees, and Cashback Rewards
- Annual Fee: $0
- Rewards Rate: Up to 2%
- Credit Limit: $300 – $5,000
- Credit Score: 600-850
Flexible Credit Limits
Choose the credit limit that fits your needs, with options ranging from $300 to $5,000 based on your creditworthiness:
Build Credit and Earn Rewards
With the Petal® 1 “No Annual Fee” Visa® Credit Card, you can start building your credit history while earning up to 2% cashback on eligible purchases.

Petal® 1 Visa® Credit Card
Enjoy up to 2% cashback on eligible purchases after 12 on-time payments.
More DetailsThe Application Process
Thinking about applying? Petal® 1 makes it easy to get started with a quick online application process. You can even check if you’re pre-approved without impacting your credit score.
An Alternative: FIT® Mastercard® Credit Card
If you’re looking for an option with higher cashback rewards, the FIT® Mastercard® Credit Card offers up to 1.5% cashback on all purchases with no annual fee or foreign transaction fees.
