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Credit and Loans

Petal® 1 “No Annual Fee” Visa® Credit Card: A Smart Choice for Credit Builders

Explore the benefits and features of the Petal® 1 “No Annual Fee” Visa® Credit Card

Petal® 1 Visa® Credit Card

Build Credit, No Fees, and Cashback Rewards

  • Annual Fee: $0
  • Rewards Rate: Up to 2%
  • Credit Limit: $300 – $5,000
  • Credit Score: 600-850

Petal® 1 “No Annual Fee” Visa® Credit Card

MORE INFORMATION

Flexible Credit Limits

Choose the credit limit that fits your needs, with options ranging from $300 to $5,000 based on your creditworthiness:

Build Credit and Earn Rewards

With the Petal® 1 “No Annual Fee” Visa® Credit Card, you can start building your credit history while earning up to 2% cashback on eligible purchases.

Petal® 1 Visa® Credit Card

Enjoy up to 2% cashback on eligible purchases after 12 on-time payments.

More Details

The Application Process

Thinking about applying? Petal® 1 makes it easy to get started with a quick online application process. You can even check if you’re pre-approved without impacting your credit score.

An Alternative: FIT® Mastercard® Credit Card

If you’re looking for an option with higher cashback rewards, the FIT® Mastercard® Credit Card offers up to 1.5% cashback on all purchases with no annual fee or foreign transaction fees.

FIT® Mastercard® Credit Card

Earn 1.5% cashback on every purchase with Petal® 2.

How to apply

Frequently Asked Questions