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Credit and Loans

Citi® Secured Mastercard®: Your Gateway to Building Credit

Explore the benefits of the Citi® Secured Mastercard® and how it can help you establish or rebuild your credit.

Citi® Secured Mastercard®

Credit Building with No Annual Fee

  • Annual Fee: $0
  • Credit Limit: Equal to your security deposit ($200 – $2,500)
  • APR: 27.49% variable
  • Reporting to all 3 major credit bureaus

Citi® Secured Mastercard®

MORE INFORMATION

Choose Your Credit Limit

Your credit limit on the Citi® Secured Mastercard® is determined by the amount of your refundable security deposit. Choose the amount that works best for you and start building credit responsibly:

Credit Building with Peace of Mind

The Citi® Secured Mastercard® offers a clear path to building or rebuilding your credit. With no annual fee and regular reporting to all three major credit bureaus, this card can help you establish a solid credit history.

Citi® Secured Mastercard®

Your credit limit is determined by your refundable security deposit.

More Details

The Application Process

Applying for the Citi® Secured Mastercard® is simple. The online application process is user-friendly, making it easy to get started on your credit-building journey.

An Alternative: Discover it® Secured Credit Card

If you’re considering other options, the Discover it® Secured Credit Card is another excellent choice. It offers cashback rewards while helping you build credit.

Discover it® Secured Credit Card

Earn 2% cash back at gas stations and restaurants (on up to $1,000 in combined purchases each quarter).

How to apply

Frequently Asked Questions