Financial Disclaimer
Last updated: May 15, 2026
FinanceCardify is operated by DM NETWORK MIDIA DIGITAL LTDA, doing business as DM Network.
This Financial Disclaimer explains important limitations regarding the information provided on FinanceCardify.
By using FinanceCardify, you understand and agree that the information on this website is provided for general informational and educational purposes only.
1. Informational and Educational Purpose Only
FinanceCardify provides general educational information about credit card products, features, rewards, fees, APRs, eligibility factors, issuer or provider terms, and official disclosures.
The content on this website is not financial advice, legal advice, tax advice, credit repair advice, credit decisioning, or personalized financial guidance.
You should not rely on FinanceCardify as a substitute for professional advice or official information from a card issuer, provider, financial institution, or qualified advisor.
FinanceCardify is not affiliated with, endorsed by, or operated by any bank, credit card issuer, provider, financial institution, or government agency mentioned on this website, unless expressly stated. Product names, trademarks, and logos belong to their respective owners.
2. Not a Bank, Lender, Issuer, Broker, or Financial Advisor
FinanceCardify is not a bank, credit card issuer, lender, broker, credit repair company, financial institution, government agency, financial technology company, account provider, or financial advisor.
We do not:
- issue credit cards;
- provide loans;
- offer lines of credit;
- provide banking services;
- process credit applications;
- make approval decisions;
- determine eligibility;
- set APRs;
- establish fees;
- define rewards;
- assign credit limits;
- provide credit reporting;
- control final product terms;
- access, open, or manage user financial accounts.
All approval decisions, APRs, fees, rewards, credit limits, eligibility requirements, account requirements, credit reporting practices, availability, and final terms are determined solely by the applicable third-party issuer or provider.
3. No Approval Guarantee
FinanceCardify does not guarantee approval, pre-approval, eligibility, availability, specific rewards, specific rates, specific APRs, specific fees, credit limits, account opening, credit reporting outcomes, or final terms for any financial product.
Any information displayed on FinanceCardify is general in nature and may vary by applicant, issuer, provider, product, location, credit profile, and time.
Terms vary by issuer or provider and may change at any time.
4. Product Information May Change
Credit card product information, including APRs, fees, rewards, benefits, eligibility requirements, account requirements, credit reporting practices, availability, and terms, may change at any time.
FinanceCardify makes reasonable efforts to provide useful and relevant information, but we do not guarantee that all information is complete, accurate, current, or applicable to your individual circumstances.
Official issuer or provider terms and disclosures control over any information displayed on FinanceCardify.
5. Third-Party Issuers and Providers
FinanceCardify may display information about third-party financial products or link to third-party issuer, provider, advertiser, or partner websites.
When you click a third-party link, you may leave FinanceCardify and visit a website that we do not operate or control.
FinanceCardify is not responsible for third-party websites, application processes, account-opening processes, approval decisions, APRs, fees, rewards, credit limits, eligibility requirements, account requirements, credit reporting practices, product availability, account decisions, or final terms.
You should always review the official terms, conditions, rates, fees, disclosures, and privacy policy provided by the applicable issuer or provider before making any financial decision, requesting any product, applying for any product, or opening any account.
6. Quiz, Forms, and Information Summaries
FinanceCardify may provide quizzes, forms, comparison features, or other interactive tools to help users explore general educational credit card information.
These tools are informational only. They are not applications, pre-approval requests, approval decisions, credit decisions, financial advice, or guarantees of eligibility, availability, APRs, fees, rewards, credit limits, account opening, credit reporting outcomes, or final terms.
Submitting information through a quiz or form does not guarantee approval, availability, eligibility, APRs, fees, rewards, credit limits, account opening, credit reporting outcomes, or final terms for any financial product.
FinanceCardify does not perform credit checks and does not determine whether a user qualifies for any credit card or financial product.
7. Affiliate and Advertising Disclosure
FinanceCardify may receive compensation from third-party partners or advertisers when users click links, submit forms, or visit partner websites through our platform.
Compensation may affect how and where some content appears on the website, but it does not affect issuer or provider approval decisions, eligibility, APRs, fees, rewards, credit limits, account requirements, credit reporting practices, availability, or final terms.
Approval decisions and product terms are determined solely by the applicable issuer or provider.
8. No Warranties
FinanceCardify is provided on an “as is” and “as available” basis.
We do not warrant that the website, content, product information, third-party links, tools, or information summaries will be accurate, complete, current, uninterrupted, secure, error-free, or suitable for your needs.
Your use of FinanceCardify is at your own risk.
9. Limitation of Responsibility
To the fullest extent permitted by applicable law, FinanceCardify and DM NETWORK MIDIA DIGITAL LTDA are not responsible for any loss, damage, cost, claim, or consequence arising from:
- use of the website;
- reliance on website content;
- quiz, form, or information summaries;
- third-party websites;
- approval, denial, eligibility, or account-opening decisions;
- financial product terms;
- inaccurate, incomplete, or outdated information;
- technical issues or interruptions;
- user decisions based on information found on the website.
10. Company Information
FinanceCardify is operated by:
DM NETWORK MIDIA DIGITAL LTDA
Doing business as: DM Network
Business address: Rua 20 de Setembro, 334, Sala 06, Centro, Piratini, RS, 96490-000, Brazil
Contact: [email protected]
CNPJ: 45.918.640/0001-13
Company country: Brazil
Although FinanceCardify may provide information intended for users in the United States, the website is operated by DM NETWORK MIDIA DIGITAL LTDA, a company located in Brazil.
11. Contact Us
If you have questions about this Financial Disclaimer, contact us at: