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Gap Good Rewards Mastercard® Benefits and Guide

Discover top retail rewards and how to apply for the Gap Good Rewards Mastercard®

Gap Good Rewards Mastercard®

Earn Points, Enjoy Discounts, Shop Freely

Annual Fee: $0
Rewards Rate: Up to 5 points per $1
Intro Offer: 5,000 points + 20% off first purchase
Credit Score: 640-850

Gap Good Rewards Mastercard®

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Choose Your Spending Power

Select a credit limit that matches your spending needs and discover card benefits tailored to your lifestyle:

CARDS: LIMIT OF UP TO $1,000

CARDS: LIMIT OF UP TO $3,000

CARDS: LIMIT ABOVE $8,000

Earn More with Every Purchase

The Gap Good Rewards Mastercard® gives you 5x points per $1 at Gap Inc. brands and 1x point per $1 everywhere else Mastercard is accepted. No annual fee, just rewards.

Gap Good Rewards Mastercard®

Earn 5x points at Gap, Old Navy, Banana Republic, and Athleta.

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How to Apply for the Card

The application process is simple and online. You’ll need your personal and financial info. Get a decision in minutes and start earning points instantly.

Spark 2% Cash Plus Card

While Gap’s card is great for retail rewards, Spark 2% Cash Plus Card offers flat cashback and helps build credit — perfect for broader spending habits.

Spark 2% Cash Plus Card

Flat 1.5% cashback on every purchase — everywhere.

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Frequently Asked Questions

: Yes, the Mastercard version can be used anywhere Mastercard is accepted and earns 1 point per $1 spent outside Gap Inc. brands.
: Points are converted to rewards certificates that can be used at Gap, Old Navy, Banana Republic, and Athleta both online and in-store.
: No, there is no cap on the number of points you can earn, making it great for frequent shoppers.