Crédito e Empréstimos
Self – Credit Builder Account + Secured Visa® Credit Card
A Unique Path to Building Credit and Saving Money
Self Secured Visa® Credit Card
Build Credit with a Secured Card
- Annual Fee: $25
- APR: 23.99%
- No Credit Check Required
- Credit Reporting: All 3 Major Bureaus
How the Self – Credit Builder Account Works
The Self – Credit Builder Account is the first step in the process. It’s essentially a loan that you save over time in a certificate of deposit (CD). You choose a payment plan, make monthly payments, and as you pay, Self reports to all three major credit bureaus. Once the loan term is complete, you get the savings back, minus interest and fees, which can be used to fund your secured credit card.
Benefits of the Self Secured Visa® Credit Card
The Self Secured Visa® Credit Card is designed to help you build credit while you spend. Unlike traditional credit cards, this secured card requires a security deposit, which is funded by your Credit Builder Account. Key benefits include no credit check for approval, a low annual fee, and credit reporting to all major bureaus. Additionally, the card offers flexibility in increasing your credit limit over time as you save more.

The Application Process: Simple and Straightforward
Applying for the Self – Credit Builder Account and Secured Visa® Credit Card is a seamless process. First, sign up for the Credit Builder Account online. Once you’ve made at least three on-time payments and saved a minimum of $100, you become eligible to apply for the secured credit card. After funding your card, it will be mailed to you, and you can begin using it to make everyday purchases while continuing to build your credit.
An Alternative Option: Fortiva® Mastercard® Credit Card
If you’re considering alternatives, the Fortiva® Mastercard® Credit Card is another strong choice. It offers cash back rewards on purchases, no annual fee, and also reports to all three major credit bureaus. However, unlike the Self card, it requires a credit check for approval.
