Credit and Loans

Wells Fargo Active Cash® Card: The Best Choice for Cashback

Discover the Best Credit Card Options

Credit Card

Cashback, Easy Approval, and High Limit

Annual Fee: $0
Rewards Rate: 2%
Intro Offer: $200
Credit Score: 690-850

Wells Fargo Active Cash® Card

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Credit Card Limit Options

Choose the credit limit you want on your credit card and explore the available options:

CARDS: LIMIT OF UP TO $1,000

CARDS: LIMIT OF UP TO $3,000

CARDS: LIMIT ABOVE $8,000

Rewards and High Credit Limits

With the Wells Fargo Active Cash® Card, you can enjoy effortless earning with unlimited 2% cash rewards on purchases. This card also offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. After that, your variable APR will be 20.24%, 25.24%, or 29.99%.

Wells Fargo Active Cash® Card

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The Application Process

Thinking about applying? You’ll be pleased to know that Wells Fargo has streamlined the online application process to be as user-friendly as possible. You can complete your application in just a few minutes and receive a decision quickly.

An Alternative: Capital One QuicksilverOne

If you’re exploring options, the Capital One QuicksilverOne Cash Rewards Credit Card stands out for its ability to reward every purchase and support credit building. With 1.5% cash back on all purchases, it’s a great option for those looking to earn rewards while improving their credit score.

Capital One QuicksilverOne Cash Rewards

How to Apply

Frequently Asked Questions

: The Wells Fargo Active Cash® Card offers a 0% intro APR for 15 months on purchases and qualifying balance transfers. After that, the variable APR will be 20.24%, 25.24%, or 29.99%, based on your creditworthiness.
: No, there is no annual fee for the Wells Fargo Active Cash® Card, making it an excellent choice for those seeking to maximize their cash back rewards without additional costs.
: You can earn unlimited 2% cash rewards on purchases with the Wells Fargo Active Cash® Card. Additionally, new cardholders can earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
: The Wells Fargo Active Cash® Card includes benefits such as Cellular Telephone Protection, Auto Rental Collision Damage Waiver, Travel Emergency Assistance Services, Roadside Dispatch, and more. These features provide added value and protection for cardholders.
: You can redeem your cash rewards in various ways, including as a statement credit, a deposit into a Wells Fargo checking or savings account, or as a redemption at an ATM using your Wells Fargo ATM or Debit Card.