Credit and Loans
Your Go-To Credit Card for Flexible Financial Management
Explore the Benefits of the Upgrade Select Credit Card
Upgrade Select Credit Card
Flexible Payments, Cash Back, and No Annual Fee
- Annual Fee: $0
- Rewards Rate: 1.5% Cash Back
- Intro Offer: 0% APR for the first 12 months
- Credit Score: 680-850
Flexible Credit Limit Options
Choose the credit limit that fits your financial needs and explore various options to find the best fit for you:
Rewards and Flexible Payment Plans
With the Upgrade Select Credit Card, you can enjoy the benefit of flexible payment options along with earning rewards on your purchases.

Upgrade Select Credit Card
Earn 1.5% cash back on all purchases and enjoy flexible repayment options.
More DetailsHow to Apply for the Upgrade Select Credit Card
Ready to apply? The process is simple and straightforward. Follow these steps to get started with the Upgrade Select Credit Card application:
Alternative Option: Southwest Rapid Rewards® Plus Credit Card
If you’re considering other options, the Southwest Rapid Rewards® Plus Credit Card offers similar features with added benefits, including higher cash back rates and premium rewards.

Southwest Rapid Rewards® Plus Credit Card
Earn up to 2% cash back and enjoy premium benefits with the Upgrade Titanium Credit Card.
How to Apply