Credit and Loans
Spark 2% Cash Plus Card: A Simple and Rewarding Cashback Option
Enjoy 2% cashback on every purchase with no annual fee and high earning potential
Spark 2% Cash Plus Card
Unlimited 2% cashback, no annual fee, and easy approval
- Annual Fee: $0
- Rewards Rate: 2% on every purchase
- Intro Offer: $500 cashback after spending $3,000 in the first 3 months
- Credit Score: 690-850
Choose Your Credit Limit
Select the credit limit that fits your spending style and see the available options tailored to your needs.
Unlimited Cashback with No Categories to Worry About
With the Spark 2% Cash Plus Card, earn a straightforward 2% cashback on every purchase, no rotating categories or limits.

How to Apply for the Spark 2% Cash Plus Card
Ready to apply? It’s quick and easy to get started with the Spark 2% Cash Plus Card. Follow the simple steps for approval and enjoy the benefits of cashback rewards.
An Alternative: Capital One QuicksilverOne Cash Rewards
If you prefer a more straightforward cashback option, the Capital One QuicksilverOne offers 1.5% cashback on every purchase, with no rotating categories.
