Credit and Loans
Gap Good Rewards Mastercard® Benefits and Guide
Discover top retail rewards and how to apply for the Gap Good Rewards Mastercard®
Gap Good Rewards Mastercard®
Earn Points, Enjoy Discounts, Shop Freely
- Annual Fee: $0
- Rewards Rate: Up to 5 points per $1
- Intro Offer: 5,000 points + 20% off first purchase
- Credit Score: 640-850
Choose Your Spending Power
Select a credit limit that matches your spending needs and discover card benefits tailored to your lifestyle:
Earn More with Every Purchase
The Gap Good Rewards Mastercard® gives you 5x points per $1 at Gap Inc. brands and 1x point per $1 everywhere else Mastercard is accepted. No annual fee, just rewards.

Gap Good Rewards Mastercard®
Earn 5x points at Gap, Old Navy, Banana Republic, and Athleta.
View BenefitsHow to Apply for the Card
The application process is simple and online. You’ll need your personal and financial info. Get a decision in minutes and start earning points instantly.
Spark 2% Cash Plus Card
While Gap’s card is great for retail rewards, Spark 2% Cash Plus Card offers flat cashback and helps build credit — perfect for broader spending habits.
