Crédito e Empréstimos
Classic Secured Credit Card: A Solid Start to Building Credit
Discover how the Classic Secured Credit Card can help you establish or rebuild your credit
Classic Secured Credit Card
Credit Building, Flexible Deposit, and Low Annual Fee
- Annual Fee: $29
- Credit Limit: Based on Your Deposit
- Minimum Deposit: $200
- Reports to All 3 Credit Bureaus
Choose Your Credit Limit
One of the key benefits of the Classic Secured Credit Card is the flexibility to choose your credit limit based on the amount of your security deposit. The more you deposit, the higher your credit limit—giving you control over your credit-building journey.
Credit Building with Low Annual Fees
The Classic Secured Credit Card is designed to help you build or rebuild your credit. With a low annual fee of just $29 and the ability to report to all three major credit bureaus, this card is an affordable and effective tool for improving your credit score.

The Application Process
Applying for the Classic Secured Credit Card is simple and straightforward. Here’s how you can get started: 1. **Check Your Eligibility**: Ensure you meet the basic requirements, such as being 18 years or older and having a valid Social Security number. 2. **Submit Your Application**: Complete the online application form, providing necessary details like your income and contact information. 3. **Make Your Deposit**: Decide on the amount you want to deposit, which will determine your credit limit. 4. **Receive Your Card**: Once approved, your card will be mailed to you. Activate it and start using it to build your credit.
An Alternative: Petal® 1 “No Annual Fee” Visa® Credit Card
If you’re looking for another option, the Petal® 1 “No Annual Fee” Visa® Credit Card offers similar benefits with the added perk of cash back rewards. This card could be a great alternative for those who want to earn rewards while building their credit.

Petal® 1 “No Annual Fee” Visa® Credit Card
Earn 2% cash back at gas stations and restaurants.
How to apply