The Bank of America® Unlimited Cash Rewards Credit Card may be relevant for users who want to review general information about a cash back card with no annual fee. This article provides general educational information about the card’s features, rewards structure, fees, APR information, eligibility factors, and issuer terms.
FinanceCardify is an independent informational website. We are not a bank, lender, credit card issuer, broker, financial institution, government agency, or financial advisor. We do not issue credit cards, process applications, make approval decisions, determine eligibility, set APRs, assign credit limits, or control final product terms.
FinanceCardify is not Bank of America, is not operated by Bank of America, and is not endorsed by Bank of America. Product names, trademarks, and logos belong to their respective owners. Information should always be verified on the official issuer website.
Key Features to Review
1. Cash Back Rewards
Current issuer information may include unlimited 2% cash back on purchases for the first year from account opening. After the first year, current issuer information may include unlimited 1.5% cash back on purchases. Rewards, categories, rates, limitations, eligibility, and availability are subject to issuer terms and may change.
2. Online Cash Rewards Bonus
Current issuer information may include a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening. Bonus eligibility, timing, purchase requirements, availability, and final terms are determined by the issuer and may change.
3. Annual Fee
According to current issuer information, this card may have a $0 annual fee. Other costs, APRs, balance transfer fees, foreign transaction fees, penalty fees, or other terms may apply. Users should review the official issuer disclosures before making any financial decision.
4. Intro APR Information
Current issuer information may include a 0% intro APR period for the first 15 billing cycles for purchases and qualifying balance transfers. After the intro APR period ends, a variable APR may apply. Balance transfer fees and other terms may apply. APRs, fees, and terms are determined solely by the issuer and may change.
5. Preferred Rewards Program
Eligible Bank of America Preferred Rewards members may qualify for additional rewards benefits, depending on program status and issuer rules. Eligibility, program tiers, bonus rates, account requirements, and availability are determined by Bank of America and may change.
Before Visiting the Issuer Website
Before making any financial decision or requesting any credit card, review the official issuer website, pricing and terms, rewards program rules, rates, fees, eligibility information, and disclosures. Product details can change, and the information on this page may not reflect the most recent issuer updates.
FinanceCardify does not guarantee approval, eligibility, pre-approval, credit limits, rewards, APRs, fees, availability, final terms, or access to any specific credit card. Approval decisions and final terms are determined solely by the issuer.
Information the Issuer May Request
If you choose to continue to the issuer website, the issuer may request personal and financial information, such as your legal name, address, Social Security Number or ITIN, employment information, income, housing costs, and other details. FinanceCardify does not collect, process, submit, review, or make decisions on credit card applications on this page.
Important Disclosure Before You Continue
You may be directed to a third-party issuer website. FinanceCardify does not control the issuer website, application process, approval decisions, eligibility, APRs, fees, rewards, credit limits, availability, or final terms. Always review official issuer terms before making any financial decision or requesting any financial product.
FinanceCardify may receive compensation from third-party partners or advertisers when users click links, submit forms, or visit partner websites through our platform. Compensation may affect how and where some content appears on the website, but it does not affect issuer approval decisions, eligibility, APRs, fees, rewards, credit limits, availability, or final terms.
Conclusion
The Bank of America® Unlimited Cash Rewards Credit Card may be relevant for users interested in reviewing general information about a cash back structure and no annual fee. However, all rewards, APRs, fees, eligibility factors, credit limits, approval decisions, availability, and final terms are determined solely by the issuer.
Always review official issuer disclosures before making any financial decision.
