The Delta SkyMiles® Gold Business American Express Card is an excellent choice for small business owners who frequently travel with Delta Airlines. This card offers a variety of travel perks, rewards, and features that can significantly enhance your business travel experience. In this comprehensive review, we’ll delve into the key benefits of the Delta SkyMiles® Gold Business American Express Card, its rewards program, and the application process.
Key Benefits of the Delta SkyMiles® Gold Business American Express Card
1. Earn Miles on Every Purchase
The Delta SkyMiles® Gold Business American Express Card is designed to reward business owners with miles on every eligible purchase. The rewards structure is straightforward:
- 2X Miles on Delta Purchases: Earn 2 miles per dollar spent on purchases made directly with Delta, including airfare, upgrades, and in-flight purchases.
- 2X Miles on Select Business Expenses: Earn 2 miles per dollar spent on U.S. purchases for advertising in select media, shipping services, and at U.S. gas stations.
- 1X Miles on All Other Purchases: For all other eligible purchases, earn 1 mile per dollar spent.
These earning rates make it easy to accumulate SkyMiles quickly, allowing you to redeem them for free flights, upgrades, and other travel-related rewards.
2. Welcome Bonus Offer
The Delta SkyMiles® Gold Business American Express Card offers an attractive welcome bonus for new cardholders. As of the latest offer, you can earn 50,000 bonus miles after spending $3,000 in purchases on your new Card in the first three months. This welcome bonus can be a significant boost, potentially covering the cost of multiple domestic flights or one international flight.
3. First Checked Bag Free
One of the most valuable perks for frequent Delta flyers is the free first checked bag benefit. Cardholders and up to eight companions traveling on the same reservation receive their first checked bag free on Delta flights. This benefit alone can save you up to $60 per round trip per person, making it an excellent value for families and business teams.
4. Priority Boarding
The Delta SkyMiles® Gold Business American Express Card grants you Main Cabin 1 Priority Boarding. This allows you to board your flight earlier, giving you the advantage of securing overhead bin space for your carry-on luggage and settling into your seat sooner.
5. No Foreign Transaction Fees
For business owners who travel internationally, the Delta SkyMiles® Gold Business American Express Card offers the added benefit of no foreign transaction fees. This means you can use your card abroad without worrying about additional charges on your purchases, making it a cost-effective choice for global business trips.
6. Discounted Delta Sky Club® Access
As a cardholder, you can enjoy discounted access to Delta Sky Club® lounges when traveling on a Delta flight. You and up to two guests can enter for a reduced rate, providing a comfortable space to relax, work, and refresh before your flight.
7. Earn Medallion® Qualification Dollars (MQDs) Waiver
Achieving Medallion Status with Delta can enhance your travel experience with benefits like complimentary upgrades and priority services. With the Delta SkyMiles® Gold Business American Express Card, you can earn a Medallion Qualification Dollars (MQDs) waiver after spending $25,000 in a calendar year. This waiver can help you reach Medallion Status faster, even if your travel expenses aren’t high enough to qualify on their own.
How to Redeem Delta SkyMiles
One of the most appealing aspects of the Delta SkyMiles® Gold Business American Express Card is the flexibility in redeeming your miles. Here are some of the ways you can use your SkyMiles:
- Award Flights: Redeem your miles for flights with Delta and its airline partners. Delta operates on a dynamic pricing model, meaning the number of miles required for a flight varies based on factors like demand, time of booking, and destination.
- Upgrades: Use your miles to upgrade your seat class, whether you’re moving from Main Cabin to Comfort+® or from Comfort+® to First Class.
- Delta Sky Club Membership: Use your miles to purchase or renew a Delta Sky Club membership, giving you access to airport lounges across the globe.
- Vacation Packages: Redeem miles for Delta Vacations® packages, including flights, hotels, and car rentals.
- Car Rentals and Merchandise: Use your miles for car rentals or to shop from a wide selection of merchandise through the Delta SkyMiles Marketplace.
Additional Card Features
1. Extended Warranty Protection
When you use your Delta SkyMiles® Gold Business American Express Card to purchase eligible items, you can enjoy extended warranty protection. This benefit extends the manufacturer’s warranty by up to an additional year on warranties of five years or less, providing peace of mind for your business purchases.
2. Purchase Protection
The card also offers purchase protection on eligible items, which covers you in case of theft, damage, or accidental loss. This protection typically lasts for up to 90 days from the date of purchase, with coverage limits that vary depending on the item and circumstance.
3. Car Rental Loss and Damage Insurance
When you use your Delta SkyMiles® Gold Business American Express Card to pay for your rental car, you can decline the rental company’s collision damage waiver (CDW) and be covered by the card’s rental car loss and damage insurance. This secondary coverage provides reimbursement for damage or theft of the rental car, making it a valuable perk for business travelers.
The Application Process
Applying for the Delta SkyMiles® Gold Business American Express Card is a straightforward process that can be completed online in just a few minutes. Here’s a step-by-step guide:
- Visit the American Express Website: Go to the official American Express website and navigate to the Delta SkyMiles® Gold Business American Express Card page.
- Click “Apply Now”: On the card’s page, click the “Apply Now” button to begin the application process.
- Provide Your Business Information: You’ll be asked to provide details about your business, including its legal name, industry, business address, annual revenue, and years in operation.
- Provide Your Personal Information: Next, you’ll need to enter your personal information, such as your name, Social Security number, and income details.
- Review and Submit: Review the terms and conditions, and then submit your application. American Express typically provides a decision within minutes. If approved, you’ll receive your card in the mail within 7-10 business days.
Is the Delta SkyMiles® Gold Business American Express Card Right for You?
The Delta SkyMiles® Gold Business American Express Card is ideal for business owners who frequently fly with Delta and want to earn rewards for their travel and business expenses. The card’s valuable travel perks, such as free checked bags, priority boarding, and discounted lounge access, can significantly enhance your travel experience. Additionally, the ability to earn miles on both Delta and everyday business purchases makes this card a great tool for accumulating SkyMiles quickly.
However, if you’re not loyal to Delta or don’t travel frequently, there may be other business cards better suited to your needs. It’s important to consider your travel habits and spending patterns before deciding if this card is the best fit for your business.
Conclusion
The Delta SkyMiles® Gold Business American Express Card offers a compelling package of rewards, travel perks, and valuable business-related benefits. With its generous welcome bonus, ongoing rewards, and travel protections, it’s a strong contender for business owners who are looking to maximize their Delta travel experience. Whether you’re flying domestically or internationally, this card can help you earn miles faster and enjoy a more comfortable journey.
If you’re ready to take your business travel to the next level, the Delta SkyMiles® Gold Business American Express Card might just be the perfect card for you. Apply today and start earning miles on your next business trip.
