Credit and Loans
Surge Mastercard® Credit Card Overview
Explore the Benefits and Application Process of the Surge Mastercard®
Surge Mastercard®
Credit Building, Easy Approval, and Flexible Credit Limits
- Annual Fee: $75-$99
- Credit Limit: $300-$1,000 (with potential increases)
- APR: 24.99% – 29.99% Variable
- Credit score: Bad to Fair (300-640)
Credit Limit Options
Choose the credit limit that suits your needs with the Surge Mastercard®. Here are the available options:
Build Credit Responsibly
With the Surge Mastercard®, you can take control of your financial future by building or rebuilding your credit with responsible use. The card reports to all three major credit bureaus, helping you improve your credit score over time.
Surge Mastercard®
A credit building tool with flexible limits and no security deposit required.
More DetailsThe Application Process
Applying for the Surge Mastercard® is straightforward. Start with the pre-qualification process, which won’t affect your credit score. Once pre-qualified, you can complete the full application online, and you’ll receive a decision within minutes.
An Alternative: Fortiva® Mastercard® Credit Card
Looking for another option? Consider the Fortiva® Mastercard®, which also caters to individuals with lower credit scores and offers credit-building opportunities with a slightly different fee structure.
Fortiva® Mastercard® Credit Card
A strong alternative for credit building with access to higher limits over time.
How to apply