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Discover the benefits of the Banana Republic Rewards Mastercard®
Banana Republic Rewards Mastercard®
Earn rewards on every purchase and enjoy fashion perks
- Annual Fee: $0
- Rewards Rate: Up to 5x points
- First Purchase Offer: 20% Off
- Recommended Credit Score: 640+
Flexible Credit Options
Depending on your creditworthiness, the Banana Republic Rewards Mastercard® offers accessible limits and a range of options for credit growth.
Shop and Earn Generous Rewards
Earn 5 points per $1 spent at Banana Republic, Gap, Old Navy, and Athleta, and 1 point per $1 on other purchases. Enjoy exclusive discounts, bonus point events, and free shipping perks for Icon members.

Banana Republic Rewards Mastercard®
Get 20% off your first purchase and earn points at all Gap Inc. brands.
More DetailsSimple and Fast Application Process
To apply, visit the official site and fill in your information including name, address, Social Security Number, and income. You’ll get a decision quickly and, if approved, can use your card immediately in-store or online.
Another Option: Marriott Bonvoy Brilliant® American Express® Card
If you want a card with broader use beyond store brands, the Marriott Bonvoy Brilliant® American Express® Card gives you 1.5% cashback on every purchase and helps build credit.

Marriott Bonvoy Brilliant® American Express® Card
Earn unlimited 1.5% cash rewards on all purchases.
How to apply