Credit and Loans
Upromise® World Mastercard®: Save While You Spend
Turn your everyday purchases into college savings or student loan payments
Upromise® World Mastercard®
Earn rewards that help you save for college or pay down student loans
- Annual Fee: $0
- Rewards Rate: Up to 2.5%
- Intro Offer: $100 bonus
- Credit Score: 670–850
Limit card options
Whether you’re building credit or managing expenses, choose a credit limit that suits your needs:
With the Upromise® World Mastercard®, earn 1.25% cash back on every purchase. Link your card to a 529 College Savings Plan and earn a total of 2.5%—helping you save faster for college or reduce student loan debt.
Upromise® World Mastercard®
Earn up to 2.5% cash back when linked to a 529 college savings account.
More DetailsThe Application Process
Applying for the Upromise® World Mastercard® is quick and simple. Visit the official Upromise website, sign up for a free account, link a 529 plan (optional), and complete the secure Barclays application form.
An Alternative: RCI® Elite Rewards® World Mastercard®
If you’re looking for an alternative, the RCI® Elite Rewards® World Mastercard® offers flat-rate rewards and is ideal for those rebuilding credit.
RCI® Elite Rewards® World Mastercard®
Earn 1.5% cash back on all purchases. No rotating categories.
How to apply