Credit and Loans
My Homepage
Discover the Best Credit Card Options
Bank of America® Premium Rewards® Card
Earn Rewards on Every Purchase with Travel Benefits
- Annual Fee: $95
- Rewards Rate: 2 points on travel and dining, 1.5 points on all other purchases
- Intro Offer: 50,000 Online Bonus Points after $3,000 in purchases in the first 90 days
- Credit score: 700-850
Limit Card Options
Choose the credit limit you want on your credit card and see the available options:
Rewards and High Credit Limits
With the Bank of America® Premium Rewards® Card, you can enjoy effortless earning on all your purchases, especially travel and dining.

Bank of America® Premium Rewards® Card
Earn unlimited 2 points on travel and dining purchases.
More DetailsThe Application Process
Thinking about applying? You’ll be pleased to know that Bank of America has streamlined the online application process to be as user-friendly as possible.
An Alternative: U.S. Bank Smartly™ Visa Signature® Card
If you’re exploring options, the U.S. Bank Smartly™ Visa Signature® Card stands out for its ability to reward every purchase and support credit building.

U.S. Bank Smartly™ Visa Signature® Card
Earn unlimited 1.5% cash rewards on all purchases.
How to Apply