When it comes to premium travel credit cards, the Delta SkyMiles® Reserve American Express Card stands out as a top choice for frequent flyers of Delta Air Lines. This card not only offers a robust rewards program but also a suite of luxurious benefits designed to enhance every step of your journey. Below is a detailed look at the key features, benefits, and application process of the Delta SkyMiles® Reserve American Express Card.
Key Features and Benefits
Earning Miles
The Delta SkyMiles® Reserve American Express Card allows cardholders to accumulate miles quickly:
- 3 miles per dollar spent directly with Delta.
- 1 mile per dollar spent on all other eligible purchases. This earning structure makes it an excellent choice for Delta loyalists who want to earn trips faster.
Welcome Bonus
New cardholders can earn a substantial welcome bonus of miles after meeting the initial spending requirements in the first few months of card membership. This bonus can vary, so it’s advisable to check the current offer when you apply.
Annual Companion Certificate
Each year upon renewal of your card membership, you receive a domestic First Class, Delta Comfort+®, or Main Cabin round-trip companion certificate. This benefit alone can offset the card’s annual fee if used wisely.
Delta Sky Club® and Centurion® Lounge Access
As a Reserve cardholder, you enjoy complimentary access to Delta Sky Club® when flying on a Delta flight. Additionally, you gain access to American Express Centurion® Lounges when you book your Delta flight with your Reserve card.
Status Boost™
By spending certain amounts on your card within a calendar year, you can earn Medallion Qualification Miles (MQMs), which help you reach Delta Medallion Status faster. This feature is particularly valuable for frequent flyers aiming to maintain or upgrade their airline status.
First Checked Bag Free and Priority Boarding
The card includes a first checked bag free on Delta flights and Main Cabin 1 Priority Boarding, ensuring a smoother and more cost-effective travel experience.
Global Entry or TSA Pre✓® Credit
Receive a statement credit for the application fee of either Global Entry ($100) every 4 years or TSA Pre✓® ($85) every 4.5 years, making your airport experience less stressful.
Additional Cardholder Benefits
- Travel Insurance: Comprehensive travel coverage including trip delay insurance, baggage insurance, and car rental loss and damage insurance.
- No Foreign Transaction Fees: Use your card internationally without incurring additional fees.
- Concierge Service: 24/7 access to a concierge service to assist with travel bookings, dining reservations, and more.
Annual Fee
The Delta SkyMiles® Reserve American Express Card carries a significant annual fee, reflecting its premium status and the extensive benefits it offers. Prospective cardholders should consider their travel habits and card usage to determine if the benefits justify the fee.
Interest Rates
The card features a variable APR for purchases, which depends on your creditworthiness and the prevailing interest rate. Rates and fees should be considered carefully, especially if you occasionally carry a balance.
How to Apply for the Delta SkyMiles® Reserve American Express Card
Check Your Eligibility
Before applying, ensure that you meet the basic eligibility requirements:
- At least 18 years of age.
- Possess a valid U.S. address and Social Security Number.
- Satisfactory credit history, typically implying a good to excellent credit score.
Application Process
- Visit the American Express Website: Start your application process by visiting the official American Express website.
- Fill Out the Application Form: Provide necessary details such as your name, address, income, and Social Security Number. You will also need to specify your estimated annual income and housing status.
- Review and Submit: Double-check your information for accuracy and submit your application.
Approval Process
- Instant Approval: Many applicants will receive a response within a few minutes.
- Further Review: In some cases, more information might be needed, or manual review may be required, which could take a few days to a few weeks.
Receiving Your Card
Once approved, your Delta SkyMiles® Reserve American Express Card will be mailed to you, and you can activate it online or over the phone.
Conclusion
The Delta SkyMiles® Reserve American Express Card is ideal for frequent Delta flyers who can make the most of its high-end benefits. With free lounge access, companion tickets, and the ability to earn miles rapidly, it offers significant value that can exceed its annual fee for the right user. If your travel frequently involves Delta flights, this card could be a powerful addition to your wallet, helping you travel in comfort while earning great rewards.
If you have any further questions or need additional details about the card’s features or the application process, feel free to reach out.
