Credit and Loans
Xbox Mastercard: Level Up Your Spending
Earn points, unlock gaming rewards, and enjoy seamless credit flexibility
Xbox Mastercard
Gaming Rewards, No Annual Fee, and Fast Approval
- Annual Fee: $0
- Rewards Rate: Up to 5x on eligible Xbox purchases
- Intro Offer: 5,000 bonus points after your first purchase
- Credit Score: 670-850
Flexible Credit Options
Select the credit range that best fits your lifestyle and financial goals. The Xbox Mastercard provides tailored credit limits for every gamer.
Earn Rewards While You Play
With the Xbox Mastercard, every purchase takes you closer to your next gaming reward — whether it’s Game Pass credits, accessories, or Xbox gift cards.
Simple Application Process
Applying for the Xbox Mastercard is fast and straightforward. Complete the secure online form, and get an instant credit decision to start earning rewards today.
Alternative Option: Reflex Mastercard®
If you prefer a simpler rewards structure, the Reflex Mastercard® provides 2% cash rewards on all purchases with no categories or caps — a great companion for everyday spending.
