Credit Cards
Chime Credit Builder Visa® Credit Card Review
A Comprehensive Guide to Building Credit Without Fees
Credit Builder
Build Credit with No Fees and No Interest
- Annual Fee: $0
- Interest Rate: 0%
- Credit Check: Not Required
- Reports to: All Major Credit Bureaus
Choose Your Credit Limit
The Chime Credit Builder Visa® Card allows you to set your credit limit based on the amount you move from your Chime Spending Account. Here’s how it works:
No Fees and No Interest
The Chime Credit Builder Visa® Card is unique because it doesn’t charge any fees or interest. You’re only spending your own money, making it a safe way to build credit without the risk of debt.

How to Apply
Applying for the Chime Credit Builder Visa® Card is simple and can be done entirely online. Just open a Chime Spending Account, transfer funds to your Credit Builder account, and you’re ready to start building credit.
Compare with Other Options
If you’re considering other cards, the U.S. Bank Secured Visa® Card offers rewards on every purchase but with a small annual fee.
