Credit Cards and Loans
BMO U.S. Dollar Mastercard®: A Traveler’s Essential Card
Your Best Option for U.S. Dollar Transactions Without Foreign Fees
BMO U.S. Dollar Mastercard®
Ideal for Frequent U.S. Travelers and Cross-Border Shoppers
- Annual Fee: $35 USD
- Foreign Transaction Fee: None
- Billing Currency: U.S. Dollars
- Credit Score: Good to Excellent (670+)
Why Choose the BMO U.S. Dollar Mastercard®?
The BMO U.S. Dollar Mastercard® is specifically designed for those who frequently travel to the United States, shop from U.S. retailers, or manage U.S. dollar expenses. With no foreign transaction fees and billing directly in U.S. dollars, this card helps you avoid the hassles and extra costs associated with currency conversion.
Features and Benefits
The BMO U.S. Dollar Mastercard® offers several key benefits, including zero foreign transaction fees, U.S. dollar billing, and purchase protection with an extended warranty. Whether you’re a frequent traveler or an online shopper, these features make managing your U.S. dollar purchases easier and more cost-effective.

BMO U.S. Dollar Mastercard®
Say goodbye to foreign transaction fees on U.S. dollar purchases.
More DetailsHow to Apply for the BMO U.S. Dollar Mastercard®
Applying for the BMO U.S. Dollar Mastercard® is straightforward and can be done online or in person at any BMO branch. The process is quick, and with a good credit score, approval is usually prompt. Once approved, your card will be mailed to you within 7 to 10 business days.
An Alternative Option: Aeroplan® Card
For those who are more interested in earning rewards on every purchase, the Aeroplan® Card might be a better fit. It offers Air Miles on every dollar spent, making it a great option for both U.S. and Canadian purchases.
