The Wyndham Rewards Earner® Business Card is a top-tier hotel credit card designed specifically for small business owners who frequently travel or conduct business on the road. Issued by Barclays, this card is part of the Wyndham Rewards program and comes loaded with travel perks, elite status, and generous earning potential.
Whether you’re a frequent guest at Wyndham hotels or simply want to maximize your business expenses, this card offers serious value. In this article, we’ll explore everything you need to know about the Wyndham Rewards Earner® Business Card — including features, benefits, rewards, and the application process.
What is the Wyndham Rewards Earner® Business Card?
The Wyndham Rewards Earner® Business Card is a business credit card linked to the Wyndham Rewards loyalty program. Cardholders earn Wyndham Rewards points with every eligible purchase, which can be redeemed for free hotel nights, upgrades, and other travel benefits.
This card is ideal for business owners, freelancers, or entrepreneurs who frequently travel or make regular business-related purchases, such as office supplies, marketing, and travel expenses.
Key Features and Benefits
Sign-Up Bonus: 45,000 Points
New cardholders can earn 45,000 Wyndham Rewards bonus points after spending $1,000 on purchases within the first 90 days of account opening. This welcome offer is enough for up to 6 free nights at Wyndham hotels, depending on the property category.
Rewards Structure
The Wyndham Rewards Earner® Business Card offers excellent point-earning potential across a variety of business and travel categories:
- 8X points per dollar on Wyndham hotel and gas station purchases
- 5X points on marketing, advertising, and utilities
- 1X point on all other purchases
This makes it one of the most rewarding hotel credit cards for business use, especially if your expenses align with the bonus categories.
Automatic Wyndham Rewards Platinum Elite Status
Cardholders are instantly granted Platinum elite status in the Wyndham Rewards program. This elite tier includes:
- Early check-in and late checkout (when available)
- Room upgrades
- Accelerated point earnings
- Preferred room selection
- Dedicated customer service line
This status not only enhances your hotel experience but also adds value to every stay.
No Foreign Transaction Fees
Business often takes you beyond borders. Luckily, the Wyndham Rewards Earner® Business Card has no foreign transaction fees, making it a great companion for international business travel.
Business Tools and Account Management
Barclays provides several features that help manage your business finances, including:
- Employee cards at no additional cost
- Itemized expense tracking
- Online and mobile account management
- Account alerts and customizable spending limits
These tools make it easy to track and control business expenses efficiently.
Points Never Expire (With Activity)
As long as you use the card at least once every 18 months, your Wyndham Rewards points will never expire. This allows you to build a substantial points balance over time for future business or leisure travel.
Annual Fee: $95
There is a $95 annual fee, but the card’s rewards potential and benefits — especially the Platinum status and sign-up bonus — can easily outweigh the cost for frequent travelers or high spenders.
Hotel Redemption and Value
Wyndham Rewards points can be redeemed for stays at over 9,000 properties worldwide across brands like:
- La Quinta®
- Days Inn®
- Super 8®
- Ramada®
- Wyndham Grand®
- TRYP® by Wyndham
- Microtel®
Free night redemptions start at just 7,500 points per night, with mid-tier properties at 15,000 and premium properties at 30,000. You can also use Points + Cash options to stretch your rewards further.
Pros and Cons
Pros:
- High earning rate on hotel, gas, and advertising purchases
- 45,000-point welcome bonus
- Automatic Platinum elite status
- No foreign transaction fees
- Employee cards and business tracking tools
- Rewards can be used at thousands of properties worldwide
Cons:
- $95 annual fee
- Best suited for those who stay at Wyndham properties frequently
- Redemption value may vary by hotel and location
Who Should Get This Card?
The Wyndham Rewards Earner® Business Card is best for:
- Small business owners who travel often
- Entrepreneurs who want to maximize rewards on gas, advertising, and utilities
- Loyal Wyndham customers who want to earn elite status automatically
- Frequent travelers looking for a business card with hotel rewards
How to Apply for the Wyndham Rewards Earner® Business Card
Applying for the Wyndham Rewards Earner® Business Card is a quick and straightforward process. Here’s how you can apply:
Step-by-Step Application Process:
- Visit the Official Barclays Website: Go to the Wyndham Rewards Earner® Business Card page via Barclays at
https://www.barclaycardus.com - Click “Apply Now”: This will redirect you to the secure application form.
- Fill in Your Business Information: You’ll need to provide:
- Legal business name
- Business address and phone number
- Industry and type of business
- Annual revenue
- Years in business
- Tax ID number (EIN or SSN if sole proprietor)
- Fill in Your Personal Information:
- Full name
- Date of birth
- Social Security number
- Home address
- Contact info
- Total annual income
- Review Terms and Submit: Read the card terms carefully. When you’re ready, submit your application.
- Get a Decision: Many applicants receive an instant decision. If more review is needed, you may receive a response within 7–10 business days.
Final Thoughts
The Wyndham Rewards Earner® Business Card is a powerful option for business owners looking to earn travel rewards while managing business expenses. With high earning potential in key spending categories, a strong welcome bonus, and elite status benefits, it’s a great card for anyone loyal to the Wyndham brand.
Even if you don’t travel exclusively with Wyndham, the flexibility of the rewards program and practical business tools make this card a valuable addition to your wallet — especially if you’re looking for a reliable travel business card without foreign transaction fees.
