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Crédito e Empréstimos

Your Guide to Secured Credit Cards

Explore the benefits and application process of the OpenSky® Secured Visa® Credit Card

Secured Credit Card

Build or Rebuild Your Credit Easily

  • Annual Fee: $35
  • Minimum Deposit: $200
  • APR: 22.39% Variable
  • No Credit Check Required

OpenSky® Secured Visa® Credit Card

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Tailor Your Credit Limit

The OpenSky® Secured Visa® Credit Card allows you to choose your credit limit by setting your refundable security deposit. This makes it a flexible option for managing your credit utilization effectively. Here’s how you can decide the best limit for you:

How the OpenSky® Secured Visa® Can Help You

The OpenSky® Secured Visa® Credit Card is designed to help you build or rebuild your credit. By making regular payments and keeping your balance low, you can steadily improve your credit score. Plus, with no credit check required, it’s accessible to everyone, even those with a poor credit history.

OpenSky® Secured Visa® Credit Card

No credit check required for approval!

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The Application Process

Applying for the OpenSky® Secured Visa® Credit Card is simple. You don’t need a checking account or a credit history. Just follow these steps to start building your credit today:

An Alternative: Capital One Platinum Secured Credit Card

If you’re exploring other options, consider the Capital One Platinum Secured Credit Card, which offers a refundable security deposit and access to a higher credit line with responsible use.

Capital One Platinum Secured Credit Card

Build your credit with responsible use.

How to Apply

Frequently Asked Questions