Credit and Loans
Navyist Rewards Mastercard® Overview
Discover how to earn rewards with the Navyist Rewards Mastercard®
Navyist Rewards Mastercard®
Earn rewards at Old Navy, Gap, Banana Republic, and beyond
- Annual Fee: $0
- Rewards Rate: Up to 5x
- Intro Offer: 20% off your first purchase
- Credit score: 670-850
Limit card options
Choose the credit limit that suits your financial needs and explore your approval options with the Navyist Rewards Mastercard®:
Rewards and High Credit Limits
With the Navyist Rewards Mastercard®, you earn 5x points per $1 at Gap Inc. brands and 1x on all other purchases, all with no annual fee.

The Application Process
You can apply online at any Gap Inc. brand website. Fill out the secure form through Barclays and get an instant decision. If approved, your card can be used right away for in-store or online shopping.
An Alternative: Gap Good Rewards Credit Card
If you shop exclusively at Gap brands but don’t need Mastercard flexibility, the Gap Good Rewards Credit Card offers similar benefits and may have a higher approval rate.
